Help from rich people to poor people. Rich millionaires (billionaires) handing out money

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It is also possible that this kind...

Help, don't turn away!!! Please get in position.

Hello kind and generous people. I don’t know how to start writing, I ask you for help, because I have no one else to turn to and I don’t know what to do. I no longer have hope. I ask you, if anyone has the opportunity to help, please, do not turn away, everyone has already turned away from me and it seems the whole world is against me. No one wants to be in that situation. I'm tired of this nightmare where there is no edge and end. Help as much as you can and how much you don't mind, and forgive me for asking you. I am very ashamed, but there is no way out. I ask you for the sake of the family and all that I want to be with them. I have them very...

assistance to the disabled Please

good afternoon. I decided to write. I hope that this is not a lie, my husband and I were deceived. Now I have to pay. He is retired. I am unemployed. I have breast cancer. My husband has prostate cancer. that person. who can help us. maybe a miracle will happen. there will be no deception .... we hope for help. thanks in advance.

We need money to build a shelter for homeless animals

WORLD OF GOOD PEOPLE: hello, we are raising funds for the construction of a shelter for homeless animals in the Moscow region in the Odintsovo district in Galitsino, we will help all of Russia, we will be kind to animals, every penny is important to us. Here is the card number where you can transfer funds 4817 7601 3764 8964 or mts phone number 89780814934 thank you all in advance.

Patriot Despair

Hello dear wealthy people, my name is Valentina. I have two educations, one of them is medical, since 2003 I have been working in medicine, I have never worked at one job, I have always worked at two or three jobs. I have three children in maternity leave never been! All children, thank God, are healthy! It can be said that I live at work for children, I see very little with them, their dad or my parents usually sit with them, otherwise I can’t live. One salary goes to pay for rented housing, the other goes to clothes for children, my husband and I don’t buy anything for ourselves, we dress “who will give what”, and the third salary goes to ...

Help with food!!! I'm begging for help

Please, please help! I ASK YOU, GOOD PEOPLE, HELP US WITH THE CHILD! WE NEED YOUR HELP!!! We need food. FOOD!!! THIS IS SO IMPORTANT FOR YOUR CHILD!!! HELP, PLEASE. Sberbank of Russia card 4817760027422686

Help make a dream come true Call for help

Hello!

My name is Julia. I have a huge dream to give birth to another child, but faced with BUT ...

I am 30 years old, working (not lazy). My husband and I more than a year ago we bought an apartment in a pre-finishing finish (in a mortgage for 15 years - 1,600,000). We do our own repairs. Both work tirelessly, we pay for everything (we manage in one word). I would really like to give birth to another child, but I understand that if we decide on this, then my husband will have to work twice as much (he is a truck driver) since I will go on maternity leave. And in this way we will cease to see each other at all (he will not ...

Help Material aid

Good evening! With past holidays. I didn't think there were such people. Because I don't like to ask. But now it turned out that she herself got into such a situation. My name is Gulnara. I separated from my husband 4 years ago. Left with a small child. Somehow I read through with the loans that were taken for equipment. I got to my feet and even decided to open a salon with a friend. When she opened it, she decided to leave. And I had to close the salon after six months. It hurt. After all, so much effort, soul and finances were invested. I got into debt again, my parents took out two loans to help me, although they themselves have a small ...

I ask for help

Good afternoon. I ask for help, because there is nowhere else to look for it. We are a young family, and it so happened that we came from our native dialect to work in St. Petersburg. For a year now, my husband and I have been working for 12 hours, with 1 day off, but this does not bring proper results. All the money is spent on renting housing, on a kindergarten and on food. No more strength to endure it. I just want to go home and work and raise a child in peace there. Unfortunately, there is nowhere to return. How many do not have their own housing. I appeal to caring people who have the opportunity to help us raise money at least for a mortgage payment. Just...

Please help me start living, not surviving

Good afternoon. I ask for help, because there is nowhere else to look for it. We are a young family, and it so happened that we came from our native dialect to work in St. Petersburg.
For a year now, my husband and I have been working for 12 hours, with 1 day off, but this does not bring proper results. All the money is spent on renting housing, on a kindergarten and on food.
No more strength to endure it. I just want to go home and work and raise a child in peace there. Unfortunately, there is nowhere to return. How many do not have their own housing. I appeal to caring people who have the opportunity to help us, raise money at least for a contribution to ...

Please help financially to buy a home! Huge request for help.

Hello, my name is Oksana. I want to ask you for help!!! Help financially in the acquisition of housing! We are a family with two children, at the moment I am on maternity leave. We live in a rented apartment. There is not enough money for food, we can hardly make ends meet. , so there is no one to help. So we live all our lives in rented apartments. It is very difficult, especially when there are children in the family. Having given most of the money for housing, there are pennies that it is impossible for the family to live on.

We believe in a miracle! Help us, do not leave your problem alone. pros

Hello kind people! We congratulate you on the upcoming holiday, we wish you happiness, kindness and warmth in your home! With every gesture of kindness, the world becomes brighter, and the happy faces of people, and most importantly of children, illuminate it with their lordship and warmth. Writes to you the large family, it so happened that on the eve of the new year to have to ask for help. What is there to hide, we ourselves, adult parents, are to blame for this. We ask you kind people to help financially. It so happened that under the most New Year my family and I were left with numerous debts for the garden, school and housing (rented, we don’t have our own), we ask you about ...

please help big request

Hello everybody. My name is Ivan and my dream is about to collapse. I want to do something nice for my mother, buy her a wheelchair and give her for the new year, but the financial situation is very difficult. For me, every ruble is important. I would be very grateful, and by writing to this number I can tell you more about the problem 89878592056, there is a Yandex wallet 410016849988606, thank you very much in advance ..

Hello, dear readers of the business magazine site! There are situations when you need money right now. Not everyone has deposits or stash where you can urgently take the right amount of money, for example, for a wedding, an apartment, a house, or to open your own business from scratch.

Many people have no idea where to quickly get (find) these funds and frantically go through all the acquaintances in their minds, remembering which of them they can borrow from. Well, if you have at least a few days to search for money. What if just a few hours? Even if the money is needed urgently enough, it can be obtained legally.

From this article you will learn:

  • Where to get money right now;
  • Who can borrow money from?
  • Where to get money for free and is it possible to get it for free;
  • Where to get money if all banks and microloans refuse.

So, let's start in order!

What to do if you need money? Consider the main ways where you can get money, even if all banks and microloans fail


1. Where can I get money right now - 8 useful tips 📌

Some people mistakenly believe that in order to find money, you need to work as hard as possible, and the only destiny of the unemployed is to beg. But this is absolutely not true.

There is an opportunity to receive money from a non-working person always. It is possible, for example, receive an inheritance or win the lottery. About that, we told in one of our articles.

In the first case one must have rich relatives who are ready to die in case of urgent financial difficulties of the heirs. BUT in the second - you need to be a big lucky one. And one and the other happens very rarely, therefore, as a way quick receipt profit is not suitable.

So how can a person quickly take money without working? Next you will find simple tips which will suit most people.

Council number 1. Get rid of unnecessary

In the cartoon "Prostokvashino" the cat Matroskin urged: "to sell something you don't need, you must first buy something you don't need". You just need to think carefully about what things have not been used for a long time, but are in good, working condition and can be useful to others. For example, for some reason you do not use your personal car, then you can sell it. we already wrote in our last issue.

On the Runet, there are many free bulletin boards where ads for sale are posted without leaving home.

The main thing in this method is to do more quality photos items you plan to sell. After all, no one needs a cat in a poke.

Note!

Of the two ads, the buyer will always choose the one with the photo, even if its price is a little more expensive.

You can sell used equipment, clothes, shoes, crafts and anything you like.

Selling over the Internet is not the only way to get rid of unnecessary things for a fee. You can also take them to a flea market, arrange a garage sale, or use the services of thrift stores.

If there is no desire to part with things forever, you can always pawn them in a pawnshop and get a loan.

The attractiveness of this method is in the speed of its implementation. They will not check the income statement, find out for what purposes the money was needed.

But the disadvantage is that everything is not taken to pawnshops. Preferably jewelry, household or office equipment.

Note!

It is almost impossible to hand over clothes or shoes to a pawnshop, they are considered slow-moving goods and are not in demand.

The appraisal of the value of the thing is also not encouraging, the pawnshop will not offer the real price for the thing. They will carefully calculate the wear and tear and even for jewelry with a tag will lower the price.

For the redemption of goods from the pawnshop, a certain period is set, after which the thing is put up for sale.

If the pledged item is needed and you want to return it over time, but you can’t do it on time, you can only pay interest on the loan and extend the term of the pledge.

It is important to be able to assess your chances, regular trips to renew collateral relations in a pawnshop will lead to the fact that a person will not earn, but, on the contrary, will only spend money.

Council number 3. Create something that can be sold

The issue of selling unnecessary is worth approaching creatively and do something really special.

You can, for example, create a notebook of ten wishes, beautifully design each page and think over unusual texts on each.

Any representative of the weaker sex will be delighted with such a useful and creative hand-made. And, therefore, there will definitely be buyers for this kind of product.

This method is especially good on the eve of International Women's Day or Valentine's Day.

Good way for those who have financially secure friends. But you need to be ready to be rejected and not be offended by them.

Modern people rarely keep money at home, they understand that it is safe and profitable to deposit funds and receive stable income. Accordingly, few people want to withdraw the deposit ahead of schedule and lose interest just to help out a friend.

Take note!

If friends do not differ in wealth and lend the last money, then it is highly likely that the lender will demand to return the funds to him before specified string.

In order to use this method, you need to prepare a convincing story (or legend) why money was needed so urgently.

No one wants to borrow for unimportant purposes.

In addition, nothing spoils a relationship like untimely repayment of debts. The borrower runs the risk of losing friends forever, and they, as you know, are more valuable than money.

Council number 5. Rent out property

It all depends on the place of residence and the availability of an alternative place of residence.

Here are some suggestions:

1) If there is a dacha outside the city, you can move there for the warm season.

Of course, this will create some inconvenience, but in financial terms this decision will be immediately justified. After all, housing is rented only on a prepaid basis and often several months in advance.

Do not forget that you can also rent out the cottage itself. If it is located in an ecologically clean place, near a reservoir or forest, there will be many people who want to spend the summer there.

If there is no cottage, the option to rent out the property still remains.

2) You can rent one of the rooms of the apartment.

This, of course, will bring some inconvenience to a measured life, but on the other hand, you can monitor the condition of your property on a daily basis and not think about how carefully the tenants treat it.

3) If the apartment is located in a prestigious area, then you can rent a house on the outskirts, and rent your own.

The difference between the cost of renting apartments in different parts cities can differ from each other by two or three times, the main thing is to monitor prices well in advance.

Council number 6. Recycling of materials

The first thing that comes to mind is homeless people collecting bottles. This, of course, is also an option, but far from the only one. A couple more tips:

1) You can collect waste paper.

In every apartment there are deposits of old newspapers, magazines, books and other paper products that will never come in handy. As a favor, you can help the neighbors get rid of such rubbish.

People will gladly get rid of rubbish and give it to outsiders, just not to wear it themselves.

2) You can collect plastic, glass, scrap metal, wood, etc.

But you need to store it somewhere, it’s just inconvenient to take a little every day to the reception point.


How to quickly find a job for yourself to urgently complete it and get paid right away - 5 great opportunities

It is a mistake to believe that work is limited to pay wages once a month. There are many ways to get paid straightaway after completing the task.

Opportunity 1. Distribute flyers or advertising booklets

The pay for such work is low, but this occupation does not imply the presence of skills and experience.

Salary is issued every day upon completion.

Good oratory skills will be a plus, if a person knows how to interest passers-by and talk beautifully about the advertised product - such an activity will take a few hours.

But the lack of a well-delivered speech will not be a hindrance, flyers can be handed out silently. It will take a little longer, but will not affect the payment.

Opportunity 2. Cleaning

Organizations that provide cleaning services charge a lot for their services.

Full cleaning of the apartment is paid well. Therefore, having worked hard for a quality day, you can earn from several hundred before several thousand rubles. It all depends on the amount of work.

And if the owners really like the quality, it is possible that they will invite a person on an ongoing basis or recommend their services to friends, which will provide a stable income.

Opportunity 3 . Furniture assembly

The case at first glance is complicated, without experience it is impossible to do it yourself. But furniture assemblers very often need helpers.

Such work, in addition to daily income, is also good for useful skills.

After working as an assistant for some time, a person will learn the intricacies of assembling furniture and over time will be able to provide this kind of service himself.

You can also work as a helper at a construction site. The work is hard, but in demand.

Possibility 4. Care

It is a mistake to think that you can only care for the elderly.

Leaving for vacation, many people need to find someone who will take care of house plants, pets, aquarium fish.

Doing this is easy and profitable.

Possibility 5. Speculation

In simple words, buying with the aim of selling at a higher price. Anything that is in demand can be resold.

For those who are able to wake up at dawn and own a vehicle, ideal option will be the purchase of products in the village and reselling them in the city.

Residents of megacities are very fond of buying homemade milk, eggs and other products, but they are too lazy to travel to buy them.

This job will take hours. 5-6 in a day. If you work hard every day, soon all products will be bought up only by regular customers.

You can resell household, office equipment or cars. Truth no investment here, for the first purchases of goods, money will definitely be needed.

Tip #8. Make money on the Internet

2.1. Benefits of microloans

Let's look at the main pros and nuances of the microfinance system:

  1. Processing speed. No need to wait several days for approval by different specialists. Funds are issued almost instantly, usually within an hour from the moment of application.
  2. Enough passport. micro loan company does not require proof of income or other documents. It is enough to provide a single document - a passport.
  3. No hidden fees. All refundable amounts are specified in the contract. Payments are divided in equal parts for the period of crediting. At the time of registration, the borrower clearly understands how much he needs to pay monthly to fully repay the loan.
  4. Availability. There are a lot of points of issue in any city, there is no need to go from one end of the settlement to the other.
  5. Confidentiality. The borrower does not ask for what purposes the money is required. It does not matter. Besides no guarantor required, which means that no outsider will be privy to the history of lending. The loan will be known only to those persons whom the borrower considers it necessary to personally inform.
  6. Possibility to receive online. Some companies offer microcredit without the presence of a client in the office. The application is submitted online and is also considered, and funds are received on the bank card . Repayment of a loan in this way is also possible; you can transfer funds from a bank card while sitting at your computer at home. Read about the features and stages of obtaining in a separate article of our magazine.

There are a lot of microloan companies. Your task is to choose an option with favorable conditions, having spent a little time on the analysis of the microcredit market.

Moneyman — The company provides full customer service online. After registering on the site and filling out the application, the decision will be ready in 15-20 minutes. Loan conditions: The amount of the first loan is up to 10 thousand rubles, in the future up to 70 thousand rubles. The percentage per day is 1.85. Money is transferred at the request of the client to a card or account.

Credit24 - the company provides microcredits within 10-15 minutes. Simply fill out an application on the site. Early repayment or extension of the loan is allowed. Conditions: amount up to 30 thousand rubles. Up to 30 days. Not checked credit history, proof of solvency is not required. The loan is granted on the basis of a passport.

Lime-Zaim - the company provides loans on the following conditions: amount up to 30 thousand rubles. (at the first appeal 9 thousand rubles).

The rate is individual for each client. The average rate per day is 2.16%. Quick decision making, instant loan disbursement.

When making a decision, keep the following in mind:

  1. The interest on this loan will be above than for a regular bank loan.
  2. Large penalties for late payment. Payments must be made on time, and even better a few days before it ends. On the last day, the payment may not go through for any technical reasons and the payment of a penalty fee will be inevitable.
  3. If it is not possible to pay the full monthly amount, interest must be paid. In this case, the body of the debt will not decrease, but the penalty will not be charged.
  4. If you apply online, you must go through the registration process. This means that you will have to enter your personal data. Internet fraud is now gaining momentum every day, so there is always a risk that personal data may fall into dishonest hands. Before applying for a microloan, it is better to spend a few minutes to verify the borrower's credibility: call the specified number, google the address and find out if this microfinance organization (MFI) is really located in the specified location.
  5. If credit funds are transferred to a bank card and not issued at the cash desk, the bank has three banking days to process the payment. And if the transaction is delayed, then for the use of the loan, interest will begin to accrue before the funds are actually received.
  6. Don't take on more than you need. The “extra” money will be quickly spent, but you still have to give it back, besides with interest.


14 ways where to get (get) money quickly and legally

3. Where to get money for free and for free - 14 proven ways 💰

It is of course possible to earn money without making any effort and without having certain abilities:

  • Can buy tarot cards, open chakras and start predicting a bright future for others;
  • You can become surrogate mother and carry the child to strangers;
  • Winning the lottery or gambling will be able to replenish the budget immediately and possibly without tax deductions to the state.

But all these ways illegal, and their use can lead to places not so remote.

Consider only those that really help fast and legal get money.

So let's get to them!

Method number 1. Donation

The method is suitable for physically healthy people.

This method can only be called gratuitous, because the donor always gives his material in return for money. But special efforts and time is not needed for its application, with the exception of organ donation. But, firstly, bodies sell in our country forbidden, and this article discusses only legal ways making a profit. BUT Secondly, this is a very lengthy procedure, it can take several years from the delivery of the first tests until the selection of a suitable candidate.

But It will be possible to donate blood or plasma in a couple of hours. But looking for a clinic where they buy expensive blood will also take time. Very often, such procedures are generally free or the cost is so low that it does not even make sense to spend money on travel to the transfusion station.

Important!

We must not forget that you can’t donate blood more than once a month, this harmful to the body.

You can sell your hair. But only those that grow on the head. Sale of vegetation from other parts of the body is not in demand.

Long, strong, healthy and most importantly undyed hair will be bought for a decent amount. Various salons offer different prices by hair. If you have time, it is better to monitor the cost in different places and choose the most expensive one.

The disadvantage of this method is that you can apply it every few years and then wait for the hair to grow back.

The most expensive method is sperm donation. IVF centers are expensive to buy male seminal fluid. Women's eggs are also in demand, but for obvious reasons, they are not as easy to donate as sperm.

When choosing this method, you need to understand that the biomaterial is taken not just like that, but for reproduction.

Method number 2. Experiments

For conducting scientific or medical testing on the human body, they pay large, and sometimes even very large sums. But before starting this procedure, each person signs a document stating that has no claims for its consequences.

Note!

Often, the restoration of normal life is more expensive than the amount that was earned in this way.

Method number 3. Become a sitter

With this idea, you need to go to an art salon and offer them your beautiful body. A good way for those whom nature has endowed perfect figure . But if you can’t keep fit without a gym, then the money you earn will only be enough to pay for sports activities.

Method number 4. Ask for free money

Relatives, friends or just acquaintances can give a small amount of money not in debt, but simply free of charge.

It is very important to be able to ask correctly and tell why money is needed so urgently. It is clear that no one will give anything to buy another handbag or pay for a game of tanks for free.

People around willingly share money for treatment and all sorts of romantic things. But don't lie about health, this is unethical and vile. But amorous affairs are always appropriate to drag. Many, not even as a favor, but with pleasure, will sponsor the implementation of unusual romantic ideas a little.

It is also worth mentioning the collection Money through crowdfunding platforms. we wrote in one of our issues.

Method number 5. Tighten your memory

There were not always financial difficulties. Perhaps in the past there are "forgetful" debtors and it's time for them to remind themselves.

Method number 6. ask the state

And it's not a joke. The main value of the state is people. Many programs have been developed to help the poor. Let's consider the most important:

  • The Federal Service for Labor and Employment guarantees help in finding a job. At the same time, the time of such searches is paid. Unemployment payments won't make much of a difference, but it's better than nothing at all. This option is not for the lazy. To register, you will have to run for certificates, and then regularly come to the service to check in. After all, their goal is not to provide the unemployed with money, but to help them find a job in their specialty.
  • Subsidies. It would seem what they can have to do with earnings? But if you calculate how much a month is spent on utility bills, perhaps the reason for the ongoing financial crisis will become clear. Subsidizing will help reduce payment costs housing services. This means that there will be a little more money in the wallet for other expenses.
  • Development of own business. The state allocates start-up capital for the development of small and medium-sized businesses. It is not enough just to have it in your head, you need to be able to present it correctly. Write, calculate the costs and planned income, the payback period of the project. To receive a government loan for business development, you need to pay taxes legally. If there is a tax debt, the business plan will not even be considered.

Method number 7. Grace period for credit cards

To get a bank loan for short term You don't have to go to the bank every time. One time repayment is enough. If you return the dogs in a disciplined manner within this period, there will be no additional overpayments.

Initially, the credit limit usually does not exceed 10 000 rubles. But stable timely repayment of debt leads to a gradual increase in this limit.

It is useful to know one trick: You can have multiple credit cards.

The scheme is simple: we withdraw funds from the first credit card, use the grace period, and when it ends, we withdraw from the second, extinguish the debt on the first, and so on.

But you need to understand that an error in calculating the end of the grace period for at least one day will destroy the entire scheme. Interest will accrue for late payment and it will not be possible to avoid overpayment.

The most advantageous credit card offers:

Alfa Bank offers several loan options: 1) Visa card "Classic" with a limit of up to 300 thousand rubles. and the period of interest-free use of the card is 100 days. 2) If a large amount of money is needed, a Gemini card is drawn up. On it, you can issue a limit of up to 600 thousand rubles. Basic conditions are standard.

You can apply for the card online. Loan amount up to 350 thousand rubles. Installment free. Issuing and maintaining an account is also free.

Sovcombank offers a new installment credit card "Halva". When interacting outlets and the bank, the client is given an installment plan for the purchase up to 12 months without price increases. Payments are made by Halva card. With this card you can pay for all purchases without a down payment, the main thing is that the store is a partner of the bank.

Tinkoff Bank - Applying for a credit card online. It is enough to register on the site and write an application. To consider the application, a passport and another document are required. The decision to open a credit limit is made within 15 minutes. The card can be obtained at the bank office or it will be delivered to the place of demand (the service is free).

VTB Bank of Moscow offers to get a credit card with a cheerful Russian name "Matryoshka". You can order a card on the website online.

Cashback is offered in the amount of 3% of all card payments. Card limit - 350 thousand rubles.

The first year of service is free of charge, in the next two years it is free of charge for card transactions in the amount of min. 120 thousand rubles in year. Interest free period 50 days.

Method number 8. Ask for help online

Do not confuse this method with fraudulent schemes that are replete with the worldwide web! We are talking about a request, so we immediately discard any untrue compassionate stories about a dying relative.

Best to ask for women's forums, the contingent there is compassionate. The main thing is to think over your request to the smallest detail, to be able to interest the interlocutors, to stand out from the rest.

There are a lot of people on the promoted forums, and even if every third sends 10 rubles each- the amount will be impressive.

This method is also well suited if the money is urgently needed to buy a certain thing. For example, the only sneakers are torn, the baby will be born soon, but there is no crib, nothing to wear, etc.

If you correctly voice your problem on the forum, then a lot of site visitors will gather to help solve it. Surely someone will find extra sneakers right size, an unnecessary crib, which there is no one to take out for a long time, etc.

Method number 9. Find treasure

And it's not a joke. Will help with this metal detector. Of course, it is not worth every person in the pantry, but finding this device is not problematic, there are a lot of offers on RuNet for both sale and rent. And even if there is no money for rent, you can always agree on a temporary exchange for something from your own things.

This is one of the most enjoyable ways to make money: took a metal detector and went through the fields and meadows to breathe fresh air. The device squeaked - the goal was achieved, it remains to dig up the treasure and, according to the legislation of the Russian Federation, give half to the owner of the land in which it was located. But after all, the second half remained, isn't it a freebie?

Method number 10. begging

In Soviet times, begging was a criminal offense, but now the law does not prohibit us from asking our neighbors for help, which means that this is one of the legal ways to earn money. It also needs to be creative.

Of course, you can just stand with an outstretched hand in the passage, but it will not be as effective as picking up a guitar and showing your talent or disguising yourself as a living statue and amusing others.

Method number 11. Participation in a talk show

This way of earning is gaining more and more popularity. A person simply participates in the filming of the program, the cost depends on the role to be played.

Participation in the filming of a TV show as a mass viewer is paid from 150 to 500 rubles.

Almost does not advance to the crowd special requirements, decent enough to look and listen to the director.

It is much more profitable to play the role of the protagonist, for this work they pay fees from a thousand to several tens of thousands rubles. But it is not easy to get such a role, you will have to go through the casting first.

Method number 12. Marry for convenience

Most easy way get really rich. Suitable for both women and men. About and get rich from scratch, we have already told in one of our issues.

Along with decent money, you can get a bunch of additional bonuses: status in society, the opportunity to eat well, relax in expensive resorts.

But calling this method the most profitable method of earning money will not work, since it has one significant minus. Announcements about the search for a poor life partner can not be found either in newspapers or on the Internet.

Method number 13. Become a Youtube Star

A successfully filmed and uploaded video will allow you to turn from ordinary person into popular and recognizable.

Even teenagers know that for clicks on ads when watching videos this resource pays money .

CPC depends on the age of the channel, the number of videos posted on it, as well as interested subscribers.

For more information about how much YouTube pays for watching videos, read one of our articles. It has a lot of useful information for those who want to start from scratch.

Method number 14. Take a bank loan

Most of the money is stored in financial institutions, namely banks.

Banks are specifically designed to lend at interest.

Another purpose of the bank- storage of savings at interest, but in the context of this article, it makes no sense to consider it.

Banks give loans for cars, apartments, furniture, recreation, repairs and even for treatment. By the way, in more detail about that, we told in one of our articles.

Benefits bank lending compared to a microfinance organization (MFO) are low interest rate and long term loan. The bank does not distribute money to everyone.

The main criteria for issuing a loan in Russian banks

The borrower must meet the following criteria:

  • Have an official stable income. Confirmed by a certificate of income for the last six months from the place of work. Without this document, the loan will not be issued unambiguously.
  • Having a positive credit history. At the same time, not every individual bank maintains a credit history. All these institutions are united in one register, data on each loan are entered into it. It is indicated whether the debt was repaid on time, whether there were delays, all negative nuances are displayed.
  • Guarantor. This is a person who guarantees to fulfill obligations instead of the borrower if the latter does not pay on time. In the case of a loan for a large amount, the bank may require you to find several guarantors. And this is quite problematic, even relatives do not want to take on the obligation to fulfill other people's obligations.
  • Pledge. Not indicated in all, but only in loan agreements for large sums. Both real estate and vehicles. You need to understand that in case of non-payment of the loan, the bank will take the collateral for itself.
  • Insurance. It is important for the bank that the borrower is alive and well until the full fulfillment of obligations. Therefore, often the issuance of a loan is possible only after registration insurance policy. And these are additional costs.

Today, the following banks offer the most favorable loan offers:

AT Sovcombank you can get a loan for various purposes: buying a car and an apartment, for large expenses and urgent needs. Loans are issued with a minimum package of documents to working and retired people up to 85 years old.

Alfa Bank - one of the most reliable and stable credit organizations in the country. Works in the financial market for over 25 years. Provides up to 3 million rubles for any purpose for a period of 1 to 5 years.

VTB Bank of Moscow — a strong and reliable bank. Provides a wide range of different loans. Consumer loans individuals provided in the amount of up to 3 million rubles. with an interest rate of 14.9% per annum.

We also wrote about that in a separate article - we advise you to read it.

How to apply for a loan:

  1. Read the contract carefully. Even if a bank employee says that the contract is standard, everyone signs it and no one has any problems. You need to read every line, especially what is written in small print. The borrower must understand the terms early repayment, whether there are additional services and how they are charged, late fees, etc.
  2. Choose the best loan program. Each bank has several lending programs. You just need to take a calculator and carefully calculate which one is the most profitable to use.

Remember a simple rule: the easier and faster to get a bank loan, the worse its conditions and the greater the overpayment of interest.

Good advice: It is better to spend a few days on paperwork, but get money on more favorable terms.

Details on where and how are described in our separate article.


Where to borrow money urgently with a bad credit history, if they refuse everywhere - more on that later

4. Where to get money if all banks and microloans refuse - 3 ways out of a situation when money is urgently needed ✅

If friends refused to borrow, your credit history let you down and they didn’t give you a loan, but you couldn’t make money on the Internet, don’t despair. There is always a way out and, as a rule, not one. You just need to look for it well. What to do in case of refusal of lending by financial institutions?

Exit 1. Ask for a loan from a private investor

Private investor is also a lender. Why not contact him? He also does not need income certificates, a passport is enough. But you have to tell why the money is needed and from what income it is planned to return it. Without a convincing story, it’s not even worth contacting private traders, there will definitely be a refusal.

Features of obtaining a loan from a private investor:

  • If there is a deposit- The chances of getting such a loan are high. But there are risks too. We talked about that in a previous post.
  • It is very difficult to check the honesty of an investor. Fraud in this area is rampant. Worth looking for

Financial assistance from wealthy people- financial support, which is provided directly or through special funds to solve various problems of the needy party. Funds are raised to pay for treatment, deposit funds for an operation, repay debt, build or save a business, realize an old dream or other goals.

Despite the high probability of success, it is not always possible to receive material assistance free of charge and urgently from wealthy (rich) people. The reason lies in ignorance ground rules and intricacies of fundraising. Here are some tips to increase your chances of success.

How to get financial assistance from rich people?

They say that "brevity is the sister of talent." Perhaps this rule works in many sectors of our life, but not in the matter of material assistance. To get money from rich people, and even for free, it is important to describe the situation in detail. When describing the problem, it is important to focus on the purpose of fundraising:

  • Treatment. When collecting money for an operation or payment for other services of a medical institution, it is important to accurately disclose the diagnosis, attach documents confirming the problem, and attach a photo. It is necessary to describe what has been done to solve the problem, what are the chances of success, and for what purposes will the financial assistance received free of charge from wealthy people. According to statistics, it is for these purposes that it is easiest to raise money.
  • Business. An equally popular sector is raising money for the implementation of your business project. Many investors are interested in such startups and transfer the required amount. At the same time, funds can be issued both free of charge and subject to the return of part of the money in the form of a percentage of the profits received. The nuances of cooperation largely depend on the agreements of the parties. To place an ad, you can use crowdfunding services or other platforms.
  • Dream. The possibilities of the Internet allow you to ask for financial assistance for various purposes, for example, buying a car or real estate. Wealthy people have enough resources to help with the task at hand. The main thing is to prove the importance of this event and provide evidence. But do not expect that the required amount will be collected in one day. Most often, fundraising takes from 1-2 months or more.

When does asking for financial assistance work best for wealthy people?

So that the appeal to wealthy people does not go unanswered, it is important to correctly approach the formation of the request. So, when writing a letter for financial assistance, you need to pick up the “key” to a rich person and follow these tips:

  • We address personally and write the word "Dear". This requirement applies to cases where the letter is issued in relation to a specific person.
  • We reveal the features of the current situation and write what was done to solve the difficulties that arose. This moment is important. A potential benefactor must see that the recipient of funds has taken all possible measures and really needs financial support.
  • Specify contacts. It is important that a potential investor can contact the recipient of funds and clarify the purpose of the fundraising, as well as the circumstances of what happened (if required).
  • Here are the details. It will not work to receive financial assistance urgently from rich people if you do not register information for receiving funds. The request must contain the card number, EPS wallet data, details for crediting money to a cryptocurrency wallet, and so on.
  • Thank you for your support. The request for financial support and the receipt of the amount of interest should end with gratitude to the people who responded to the request and did not stay away from the problem.

Where can I get targeted financial assistance from a foreign rich person?

To raise money for the implementation of any of the projects mentioned above, it is better to use proven and universal platforms. Unlike competitors, this site is free, has wide functionality and gives the result in the form of attracting the amount of interest. The resource is visited by rich people who are ready to provide money. From you, only a request with the disclosure of the topic "Give material assistance" and a detailed description of the situation.

You yourself are in trouble

Compose an ad

Either you yourself or your close relative should ask for help. From the first person. Only in this case, users will be sure that help is really desired and necessary. Often authors feel that it is more important to state the problem as loudly as possible than to give details. Wrong option: "Urgent!!! We really need to raise 3 million for treatment!!!” Correct: “Ivanov Igor Ivanovich, such and such a year of birth. An urgent operation is required due to ... (accurate diagnosis, confirmed by the attached documents).” What else should be in a correctly composed ad, you will learn from the memo below.

The ideal request for help contains:

full information about who needs help and why (name, date of birth, diagnosis, what tests have been carried out, what is planned to be done with the money raised);

█ if the disease is rare, it is worth plain language describe what kind of rubbish it is and what it can result in if help is not provided in time;

█ photographs of documents confirming the problem;

█ photo and/or video message of the person for whom the fundraiser is announced;

█ contact phone number of a close relative of the person in need, who is aware of the situation and is ready to answer any questions of those who wish to provide assistance;

█ an explanation why the victim and his relatives are not able to cope on their own;

█ information about how much money (blood, things) is needed and how much is left to collect;

█ details for transferring money (address for transferring things, blood transfusion point).

Make your ad clear

Before you place a request, show it to your friends - let them confirm that they understand everything and are ready to help.

Set up a hotline

It is important that one of your close relatives or you yourself are ready to publish your contacts on the Web ( email address, a link to the page on the social network and a phone number). Through all these channels, a person must patiently and in detail answer all questions of those who want to help. If personal presence 24 hours a day and 7 days a week is not possible, create a help group in social networks or a separate site where fresh information about the situation will be posted several times a day. Confirm what was said with photographs of the person in need and copies of documents. This will help people make sure that their help is really needed, and convince them that they are not dealing with scammers.

Do It different types assistance available

Open different types of accounts, from the obvious in a bank to a QIWI wallet. If you are packing things, organize not only collection points, but also a mobile brigade that could pick up help.

Asking for money online does not require additional costs or stringent requirements. Financial aid is available to everyone, and the variety of options allows you to quickly find the means to solve the difficulties that have arisen. The main difficulty lies in choosing a platform or site with which you can ask for money on the Internet from rich people, and as a result, receive financial support. Below we consider ways to solve different problems- with the return of debt, the search for funds for treatment (operation), opening a business, and so on.

Where to ask for money online - the best ways

The global network offers wide selection services, where right approach you can get financial support. Consider the main ones:

Social networks (Instagram, Facebook, Vkontakte)

These sites are in high demand. Here people communicate, promote their goods and services, receive useful information or perform other tasks. In addition, here you can contact special groups that provide assistance, or place an ad yourself. The latter option is less effective, because you have to personally promote the community, and this takes time. An alternative is to add an ad asking for help on a personal page, and then ask acquaintances and friends for reposts.

Company websites

When considering ways to ask for money online, you should not miss a single chance. Today, there are many companies involved in large business and having their own website. This needs to be used. To attract attention, we find a platform, study the contacts section and focus on the manager’s e-mail. After that, we draw up a letter with a catchy title (it should contain the full name of the entrepreneur). In the same way, you can ask for money online in the United States. At the same time, the probability of receiving money is not lower.

Charitable foundations

Today, many organizations that conduct charitable activities have websites on the Web. They contain information about the activities of the enterprise, the conditions for providing assistance, as well as the documents that need to be transferred. As a rule, families with many children and low-income families, orphans, disabled children, and so on can count on support. When exploring options where he will ask for money on the Internet for free, this method cannot be ignored. But it’s also not worth counting on help much because of the great competition and because of the strict requirements for applicants.

Fundraising Sites

Equally popular are sites where you can add an ad and raise funding for various purposes, be it treatment, surgery, business organization, and so on. This site is gaining popularity, has positive reviews, is versatile and easy to add ads. Website website is one of the places on the Internet where you can ask foreigners for money. To do this, it is worth duplicating the appeal in several languages ​​(so the chance to raise funds increases).

After choosing the right service, you should move on to the next part - the design of the ad. When compiling it, the following is required:

  • We consider the situation in detail, indicate the reason for the search for funds and cost items.
  • We prescribe the amount that is required (an approximate parameter will not work). Before you ask people for money online, it is important to do the calculations and determine the exact number.
  • We indicate the details (there should be as many as possible) so that a person can easily transfer funds using a convenient method for themselves.
  • We add contacts by which the benefactor can contact and receive additional funds.

Who on the Internet can you ask for money for free?

Millions of dollars are donated daily to charity on the Web, so each person has the right to rely on the solution of the difficulties that have arisen at the expense of other people. To the question of whom on the Internet you can ask for money, having received it free of charge, you can simply answer - from everyone. Not only charitable foundations and rich people respond to requests, but also ordinary citizens. Many of us are ready to provide financial assistance. Let it be small, but when 100 people give 1000 rubles each, the total amount is solid. Already it is enough to, for example, save a life or restore health.

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